About Zest
Zest is a payment processing platform from Zest Payment Solutions that helps businesses manage transactions. It provides features like real-time analytics, customizable reporting, and multi-currency support so users can track performance and process payments efficiently. The platform allows for secure payment processing and integrates with various e-commerce platforms. Zest also prioritizes customer support, offering resources for troubleshooting and guidance. Key capabilities: real-time analytics customizable reporting multi-currency support secure payment processing integration with e-commerce platforms Best for: businesses that need reliable payment processing solutions.
ZEST by Zest Payment Solutions is a payment processing software designed to simplify and secure financial transactions for businesses and organizations. Its primary purpose is to enable merchants, e-commerce platforms, and service providers to accept payments through multiple channels, including card payments, mobile money, and online banking. Key features include real-time payment authorization, transaction monitoring, fraud detection, multi-currency support, and reporting dashboards that allow businesses to track and reconcile payments efficiently. The user interface of ZEST is intuitive and professionally designed, offering a clean layout that prioritizes quick access to key functionalities such as transaction history, payment setup, and settlement reports. Navigation is straightforward, with well-labeled menus and an organized dashboard, making it easy for users with varying levels of technical proficiency to operate the system effectively. Unique design elements include customizable dashboards and visual analytics that provide immediate insights into transaction trends and performance. In terms of functionality, ZEST excels with its comprehensive payment processing capabilities. It supports online and in-person payments, recurring billing, and integration with shopping carts and POS systems.
Pros & Cons
- +Since it is backed by Stanbic IBTC, you get the reliability of a big bank with fintech speed.
- +Setting up an online store is completely free, which is a massive win for small businesses starting out.
- +You aren't forced to open a Stanbic account; you can get your money in any bank you prefer.
- +The system handles everything from USSD to cards, so you never have to tell a customer "we don't accept that."
- +Their APIs are actually built for humans, making life much easier for the developers setting things up.
- −Some of the most anticipated features, like the mobile app and bill payments, are still labeled "coming soon."
- −Newer fintechs often struggle with responsive customer support when transaction volumes suddenly spike during peak hours.
- −The platform has faced some regulatory fines recently, which might make high-stakes enterprise clients a bit nervous.
- −While the basic features are easy to use, the advanced industry-specific tools require a high level of technical setup.
- −Small merchants might find the 1.2% transaction fee adds up quickly compared to simple cash or direct transfers.
Features
Key features
- Multi-Rail Payment Gateway
- This core engine allows businesses to accept various payment types including Cards, QR codes, USSD, and Bank Transfers through a single integration.
- Free eCommerce Storefront
- Merchants can set up a professional online shop to display and sell products without needing their own website or technical expertise.
- Developer-First API Integration
- The platform provides well-documented APIs and flexible tools that allow developers to build and customize payment experiences into their existing products.
- Industry-Specific Customization
- Zest offers tailored solutions for specific sectors, such as fuel station inventory tracking or maritime logistics reconciliation, to solve unique operational hurdles.
- Unified Merchant Dashboard
- A centralized interface provides real-time transaction monitoring, financial reporting, and customer insights to help businesses make data-driven decisions.
- Bank-Agnostic Settlements
- Merchants have the flexibility to receive their payouts into any Nigerian bank of their choice rather than being tied to a specific financial institution.
Additional features
- Card Payments
- Enables the acceptance of local and international credit and debit cards through secure channels.
- QR Code Payments
- Generates scannable codes for fast, contactless transactions via banking or wallet apps.
- USSD Collections
- Allows customers to pay by dialing a short code, making it accessible for those without smartphones or internet.
- Bank Transfers
- Supports both static and dynamic virtual accounts to facilitate and reconcile direct bank transfers easily.
- eCommerce Storefront
- A no-code digital platform for businesses to list products and manage online sales effortlessly.
- Marketplace Integration
- Connects buyers and sellers within a broader digital ecosystem to facilitate wider commerce.
- Well-Documented APIs
- Provides a comprehensive suite of technical documentation for seamless software integration.
- PCI-DSS Compliance
- Adheres to global security standards to ensure that all cardholder data is processed safely and securely.
- NDPR Compliance
- Ensures that the platform meets Nigerian data protection regulations to safeguard user privacy.
- Real-time Reporting
- Offers instant visibility into sales and transaction history through a live dashboard.
- Value Added Services (VAS)
- Enables businesses to integrate utility bill payments, airtime, and data purchases (listed as coming soon).
- Mobile Business App
- Provides a dedicated app for merchants to manage their business and view dashboards on the go (listed as coming soon).
- Fraud Monitoring Tools
- Utilizes encrypted data and monitoring systems to protect businesses from fraudulent activities.
- Sector-Led Solutioning
- Offers modular infrastructure to create custom tools for specific industries like energy, FMCG, and logistics.
Pricing
Countries & Languages
Available in
Interface languages
Billing currencies
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About Zest
Zest is a payment processing platform from Zest Payment Solutions that helps businesses manage transactions. It provides features like real-time analytics, customizable reporting, and multi-currency support so users can track performance and process payments efficiently. The platform allows for secure payment processing and integrates with various e-commerce platforms. Zest also prioritizes customer support, offering resources for troubleshooting and guidance. Key capabilities: real-time analytics customizable reporting multi-currency support secure payment processing integration with e-commerce platforms Best for: businesses that need reliable payment processing solutions.
Zest Details
Zest's In-App Market Place
Does Zest have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
1
Mini Apps
N/A
Pricing Options
Accepted Payment Currencies
USD($)
Pros & Cons
- Since it is backed by Stanbic IBTC, you get the reliability of a big bank with fintech speed.
- Setting up an online store is completely free, which is a massive win for small businesses starting out.
- You aren't forced to open a Stanbic account; you can get your money in any bank you prefer.
- The system handles everything from USSD to cards, so you never have to tell a customer "we don't accept that."
- Their APIs are actually built for humans, making life much easier for the developers setting things up.
- Some of the most anticipated features, like the mobile app and bill payments, are still labeled "coming soon."
- Newer fintechs often struggle with responsive customer support when transaction volumes suddenly spike during peak hours.
- The platform has faced some regulatory fines recently, which might make high-stakes enterprise clients a bit nervous.
- While the basic features are easy to use, the advanced industry-specific tools require a high level of technical setup.
- Small merchants might find the 1.2% transaction fee adds up quickly compared to simple cash or direct transfers.
Zest's Support Options
Zest's Alternatives
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Verifi Global Payment Gateway
Verifi Global Payment Gateway is a payment processing platform from Visa that provides secure transaction…
Vella
Vella is a multi-currency banking software from Vella Finance that provides a convenient banking use.…
Moniepoint
Moniepoint is a financial management software from Moniepoint Microfinance Bank that supports small business transactions.…
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