Zift

Zift is a Payments as a Service (PaaS) solution designed for platforms, ISVs, and vertical SaaS providers that want to integrate full payment capabilities into their ecosystems without building in-house payment infrastructure. It provides a unified API that supports credit card, debit card, ACH, and EFT transactions, enabling businesses to manage payments across multiple channels from a single integration point. The platform streamlines merchant onboarding by allowing software providers to create and manage merchant accounts programmatically, reducing friction and underwriting delays. It also supports tokenization and proxy-based payment fields to reduce PCI compliance scope and improve data security. Zift enables recurring billing models for subscriptions and memberships while also offering white-label customization so businesses can maintain their brand identity throughout the payment experience. Its terminal and omnichannel capabilities allow integration with EMV-ready hardware for retail environments, expanding use cases beyond online transactions. Reporting tools provide detailed insights into transaction flows, deposits, and sales activity, helping platforms and their users understand financial performance in real time.