About Zitopay
A payment processing platform that enables businesses to accept online payments via mobile money, credit cards, and bank transfers. It provides tools for payment gateway integration, recurring billing, and transaction management.
Zitopay is a comprehensive payment processing solution tailored for businesses in Cameroon and the broader African market. It serves as a unified gateway that consolidates various local mobile money operators, international credit cards, and bank transfers into a single, manageable interface. The platform is particularly well-suited for e-commerce stores, digital marketplaces, and social commerce merchants who need to accept payments across multiple channels, including websites, mobile apps, and social media platforms. Key capabilities include automated recurring billing, real-time transaction monitoring, and robust fraud detection powered by machine learning. For developers, Zitopay offers a flexible API and a suite of plugins for popular platforms like WooCommerce, Magento, and WHMCS, allowing for rapid deployment. While the platform provides extensive documentation and a dedicated support team, users should note that it is primarily focused on the Cameroonian market, with specific KYC requirements for account activation. Overall, Zitopay is a reliable choice for businesses seeking to digitize their payment collection and improve financial clarity through automated reporting and settlement tools.
Pros & Cons
- Supports a wide range of local mobile money operators alongside international cards.
- Offers multiple ways to collect payments including payment links and QR codes.
- Provides a unified dashboard for managing transactions, refunds, and settlements.
- Includes robust fraud detection and security features for transaction protection.
- Features ready-to-use plugins for major e-commerce platforms like WooCommerce and Magento.
- Account activation requires a mandatory KYC process involving document submission.
- Pricing includes a per-transaction fee structure that may vary by payment method.
- Primary focus is on the Cameroonian market, which may limit utility for global-only businesses.
- Settlement options are tied to specific local mobile money and banking channels.
Features
Key features
Provides a flexible API and plugins for websites to accept payments securely.
Supports transactions via MTN Mobile Money, Orange Money, Express Union, and international debit/credit cards.
Allows merchants to create and manage subscription-based payment cycles for customers.
Offers a unified dashboard to track payments, refunds, disputes, and settlements in real-time.
Utilizes machine learning and risk rules to secure transactions and protect against fraudulent activity.
Additional features
Enables merchants to share links via WhatsApp, SMS, or email to collect payments without a website.
Facilitates bulk disbursements and automated payment splitting for complex business models.
Supports QR code-based invoicing for convenient in-person or remote payments.
Accepts payments in over 100 foreign currencies.
Provides hosted payment pages that can be tailored to business branding.
Sends real-time alerts to keep merchants informed about transaction states.
Allows settlement into mobile money accounts, bank accounts, or prepaid cards.
Offers comprehensive documentation for custom integrations and reporting workflows.
Pricing
Monthly plans
2.6% + 10 XAF per complete transaction
Source: vendor pricing page →3.7% + 20 XAF per complete transaction
Source: vendor pricing page →Countries & Languages
Interface languages
Billing currencies
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About Zitopay
A payment processing platform that enables businesses to accept online payments via mobile money, credit cards, and bank transfers. It provides tools for payment gateway integration, recurring billing, and transaction management.
Zitopay Details
Zitopay's In-App Market Place
Does Zitopay have an in-app market place?
Yes
How many Mini-Apps in the marketplace?
5
Mini Apps
1. ZitoPay Payment Gateway: This add-on allows users to easily integrate ZitoPay's secure payment gateway into their software for smooth and secure online transactions.
2. ZitoPay Fraud Prevention: This add-on helps users prevent fraudulent transactions by detecting suspicious activities and providing extra layers of security for online payments.
3. ZitoPay Subscription Management: With this add-on
users can easily manage and automate subscription billing for their software
making it easier to handle recurring payments from customers.
Pricing Options
Plans
Monthly plans
2.6% + 10 XAF per complete transaction
Source: vendor pricing page →3.7% + 20 XAF per complete transaction
Source: vendor pricing page →Accepted Payment Currencies
Usd ($), Eur (€), Gbp (£), Cad (C$), Aud (A$), Jpy (¥), Cny (¥), Inr (₹), Rub (₽), Brl (R$), Krw (₩), Chf (Fr), Thb (฿), Sgd (S$), Hkd (Hk$), Zar (R), Mxn (Mx$), Try (₺), Ils (₪), Nzd (Nz$), Sek (kr), Dkk (kr), Nok (kr), Try (₺), Pln (zł)
Pros & Cons
- Supports a wide range of local mobile money operators alongside international cards.
- Offers multiple ways to collect payments including payment links and QR codes.
- Provides a unified dashboard for managing transactions, refunds, and settlements.
- Includes robust fraud detection and security features for transaction protection.
- Features ready-to-use plugins for major e-commerce platforms like WooCommerce and Magento.
- Account activation requires a mandatory KYC process involving document submission.
- Pricing includes a per-transaction fee structure that may vary by payment method.
- Primary focus is on the Cameroonian market, which may limit utility for global-only businesses.
- Settlement options are tied to specific local mobile money and banking channels.
Zitopay's Support Options
Email Address
support@zitopay.africaContact
(+237) 242 015 137Documentation
https://zitopay.africa/docsZitopay's Alternatives
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